Open Enrollment for faculty and staff begins on October 20, 2014. All benefit-eligible employees must select and submit a medical plan choice or waive coverage in myHR. If you take no action by October 31, you and your currently enrolled family members will be defaulted to the Healthy Savings Plan on an after-tax basis effective January 1, 2015. Please visit http://www.umsystem.edu/totalrewards/2015_annual_enrollment for information on the available benefit plans and the Annual Enrollment Decision Guide.